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Real Estate News |
Unemployment Not High Enough For a Full-Fledged Rally
Tue, 16 Dec 2025 19:42:44 GMT
Unemployment Not High Enough For a Full-Fledged Rally If the only metric from this morning's jobs report was the uptick in unemployment from 4.4 to 4.6%, and if that was the last of this week's big ticket econ da..[read more]
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Mortgage Rates Only Slightly Lower, But Volatility Risks Remain
Tue, 16 Dec 2025 19:08:00 GMT
There was a decent chance that rates would have made a fairly big move today in response to the release of November's jobs report. This is the most important economic data as far as rates are concerned and today's was the first full release since bef..[read more]
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Cap Markets Education, Servicing, Borrower Monitoring Products; Marketing Thoughts for 2026
Tue, 16 Dec 2025 16:41:44 GMT
Running a mortgage company, turns out, isn't free, and lenders are trying to cut costs and increase efficiency everywhere. For example (and this is not a paid ad), Lenders One offers some member benefits that may be of interest: L1 Credit for credit ..[read more]
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Frustratingly Flat After Deceptively Friendly Jobs Report
Tue, 16 Dec 2025 14:05:00 GMT
If there was one metric in this morning's data that should be helping the bond market, it's the uptick in the unemployment rate from 4.4% in September to 4.6% in November (a new cycle high). This is mitigated somewhat by the uptick in participation r..[read more]
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Fairly Calm Monday. Jobs Report on Deck
Mon, 15 Dec 2025 20:20:55 GMT
Fairly Calm Monday. Jobs Report on Deck Monday ended up being a forgettable December trading day with modest overnight gains eroding to roughly unchanged levels by the 3pm close. There were no catalysts worth dis..[read more]
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Mortgage Rates Slightly Lower as Volatility Risks Increase
Mon, 15 Dec 2025 19:41:00 GMT
Mortgage rates were just slightly lower to start the new week. This leaves the average lender's top tier 30yr fixed rate almost dead center in the narrow range that's been intact since early September. The absence of any significant movement on Mond..[read more]
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Hedging Auditor, Broker Survey, Non-QM, DSCR Products; Rising Insurance Costs
Mon, 15 Dec 2025 16:46:05 GMT
Lender and Broker Services, Products, and Software Home equity may have been the headline in 2025, but the real story is what comes next. With nearly $35 trillion in homeowner equity and rising consumer debt shaping borrower behavior, the opportuni..[read more]
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Welcoming Back Timelier BLS Data
Mon, 15 Dec 2025 15:00:03 GMT
The Bureau of Labor Statistics (BLS) is responsible for the two most important economic reports to the bond market: The Employment Situation (aka jobs report or NFP) and The Consumer Price Index (CPI). This week marks the return of more timely instal..[read more]
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Anyone Who Tells You They Know What Happens Next For Rates is Lying
Fri, 12 Dec 2025 21:18:00 GMT
Friday saw mortgage rates move back up near the highest levels of the week, and thus the highest levels of the past 3 months. Thus ends another week where mortgage rates end higher despite a Fed rate cut. We've beaten this horse to death, but here a..[read more]
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Correspondent Products, STRATMOR on Borrower Psychology; Lender Tools; DSCR Appraisal Issues in Baltimore
Fri, 12 Dec 2025 16:44:29 GMT
"What happened with the DSCR appraisal issue in Baltimore earlier this year?' Good question. Baltimore is not alone: This week we have investors either pricing themselves out of, or ceasing loans from, the Philly market for certain non-owner loans.) ..[read more]
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