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Real Estate News |
Token Year-End Volatility
Wed, 31 Dec 2025 18:24:35 GMT
Token Year-End Volatility Wednesday's shortened session offered more excitement than the first two days of the week. There was a modicum of legitimate data-driven selling this morning in response to the jobless c..[read more]
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Mortgage Rates Staying Steady to Close Out 2025
Wed, 31 Dec 2025 18:10:00 GMT
Although Freddie Mac's weekly mortgage rate survey (released today) suggested the lowest rates since October 2024, our daily numbers offer a bit more nuance. To be sure, October 28th and September 16th both saw distinctly lower rates this year. ..[read more]
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Pricing Products; Non-Agency Changes; NAMB Interview on the Broker Biz; Happy New Year
Wed, 31 Dec 2025 16:40:40 GMT
Lender and Broker Services, Products, and Software "At Optimal Blue, we'd like to take a moment to say THANK YOU to the incredible clients and partners who made this year unforgettable. Your trust and collaboration fuel our mission to deliver solut..[read more]
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A Bit of Actual Data-Driven Selling Thanks to Jobless Claims and Wonky Seasonal Adjustments
Wed, 31 Dec 2025 13:56:09 GMT
Human traders may be extremely underrepresented on today's half-day trading session, but the robots/algos know what to do with a sub-200k Jobless Claims print. Robots are also not smart enough to know that the sub-200k print is likely distorted..[read more]
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Modest Recovery From Morning Weakness
Tue, 30 Dec 2025 20:23:24 GMT
Modest Recovery From Morning Weakness Bonds were slightly weaker this morning in a move that looked like it might have been significant when compared to yesterday's narrow range. But in a just-barely-wider ..[read more]
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Mortgage Rates Microscopically Higher
Tue, 30 Dec 2025 20:11:00 GMT
Mortgage rates continue operating in an excruciatingly narrow range near their lowest levels of the past few years. Yesterday was the 6th best day of 2025. Today is tied for 7th place after rates moved 0.01% higher on average. While the underlying b..[read more]
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Capital Markets Tools; Mortgages with Millennials Today; LOs and 2025 Trends
Tue, 30 Dec 2025 16:41:22 GMT
Loan originators are acutely aware of demographics ("know your borrower,' right?). Naming generations is relatively recent, and then-People Magazine Editor Landon Y. Jones coined the term Baby Boomer. (He died last year.) The oldest Baby Boomers turn..[read more]
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Meaningless Year-End Volatility
Tue, 30 Dec 2025 15:58:59 GMT
If we turn up the magnification on our market-watching microscopes, it may seem like something important happened in the bond market overnight. 10yr yields were up by more than 3bps at one point and MBS fell just over an eighth of a point. These may ..[read more]
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Uneventful And Slightly Stronger
Mon, 29 Dec 2025 21:26:45 GMT
Uneventful And Slightly Stronger Although volumes picked up a bit versus Friday, no one would confuse the late December bond market from exhibiting any unexpected signs of life. A stronger open in Europe made for..[read more]
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New 2-Month Lows, Just Barely
Mon, 29 Dec 2025 20:31:00 GMT
With another holiday closure on deck and light calendar of events, the rate market is off to another uneventful start this week. In fact, the average lender barely budged from last Friday. But it was enough for MND's 30yr fixed rate index to tick dow..[read more]
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