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Real Estate News |
Modest Recovery From Morning Weakness
Tue, 30 Dec 2025 20:23:24 GMT
Modest Recovery From Morning Weakness Bonds were slightly weaker this morning in a move that looked like it might have been significant when compared to yesterday's narrow range. But in a just-barely-wider ..[read more]
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Mortgage Rates Microscopically Higher
Tue, 30 Dec 2025 20:11:00 GMT
Mortgage rates continue operating in an excruciatingly narrow range near their lowest levels of the past few years. Yesterday was the 6th best day of 2025. Today is tied for 7th place after rates moved 0.01% higher on average. While the underlying b..[read more]
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Capital Markets Tools; Mortgages with Millennials Today; LOs and 2025 Trends
Tue, 30 Dec 2025 16:41:22 GMT
Loan originators are acutely aware of demographics ("know your borrower,' right?). Naming generations is relatively recent, and then-People Magazine Editor Landon Y. Jones coined the term Baby Boomer. (He died last year.) The oldest Baby Boomers turn..[read more]
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Meaningless Year-End Volatility
Tue, 30 Dec 2025 15:58:59 GMT
If we turn up the magnification on our market-watching microscopes, it may seem like something important happened in the bond market overnight. 10yr yields were up by more than 3bps at one point and MBS fell just over an eighth of a point. These may ..[read more]
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Uneventful And Slightly Stronger
Mon, 29 Dec 2025 21:26:45 GMT
Uneventful And Slightly Stronger Although volumes picked up a bit versus Friday, no one would confuse the late December bond market from exhibiting any unexpected signs of life. A stronger open in Europe made for..[read more]
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New 2-Month Lows, Just Barely
Mon, 29 Dec 2025 20:31:00 GMT
With another holiday closure on deck and light calendar of events, the rate market is off to another uneventful start this week. In fact, the average lender barely budged from last Friday. But it was enough for MND's 30yr fixed rate index to tick dow..[read more]
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Pricing Product; 2026 In-Person Events Kick Off Soon; Fraud Continues, Take Your Own Exams!
Mon, 29 Dec 2025 16:48:15 GMT
Some percentage of readers reading today's Commentary are doing so from an airport in the Northeast, waiting for their delayed flight to depart. Whether manmade or natural, climate change and weather "occurrences' are a fact of life, and can't be cor..[read more]
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Mostly Sideways Despite Some Help From Europe
Mon, 29 Dec 2025 15:26:40 GMT
In addition to this week's holiday closure (early close Wednesday, fully closed Thursday), the econ calendar is also lacking in terms of potential sources of volatility. A majority of any meaningful momentum is most likely to come from mon..[read more]
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Bonds End Unchanged After Another Quiet Session
Fri, 26 Dec 2025 20:17:07 GMT
Bonds End Unchanged After Another Quiet Session This is essentially placeholder commentary to serve as Friday's recap even though no commentary is needed this week. Bonds saw some incidental strength in the..[read more]
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Mortgage Rates Match 2-Month Lows
Fri, 26 Dec 2025 20:00:00 GMT
Because mortgage rates are determined by the bond market, a boring market day typically translates to a boring mortgage rate day. But that's not entirely true today. While the level of movement is indeed very small, it only took a small movement to ..[read more]
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